If you have been injured in a motor vehicle accident in NSW, you may be able to access benefits available under the CTP scheme. Your entitlements can depend on the type and extent of your injuries, your personal circumstances at the time of the accident and whether or not the accident was your fault.
There are two ways to access benefits under the CTP scheme. The first is by submitting an Accident Notification Form. The second is by submitting a Personal Injury Claim Form. Detailed information about each of these forms, their eligibility requirements and available benefits is provided below.
Step 1 – The Accident Notification Form
Anyone injured in a motor vehicle accident in NSW can submit an Accident Notification Form regardless of whether or not they were at fault.
Accident Notification Form Benefits
The Accident Notification Form provides for reimbursement for reasonable and necessary medical treatment expenses and payment for past loss of earnings:
- up to a maximum total of $5,000
- in the first six months after the accident
To access these benefits the Accident Notification Form must be submitted within 28 days of the motor vehicle accident.
More information is available on the Claims > Accident Notification Form page.
Step 2 – The Personal Injury Claim Form
In addition to the benefits available under the Accident Notification Form, you may also be able to make a claim for personal injury compensation if:
- the accident was caused, or mainly caused by another driver or vehicle owner, or
- the accident was a blameless accident, for example, an accident resulting from the sudden illness of the driver, such as heart attack or stroke, or vehicle failure such as a tyre blow-out, or
- you were under 16 years old at the time of the accident, regardless of who was at fault
You may not be eligible to make a claim if you were the driver completely at fault.
Personal Injury Claim Form Benefits
Depending on the circumstances of the accident, you may be entitled to compensation that includes:
- reasonable and necessary medical, pharmaceutical, rehabilitation, respite care and attendant care expenses
- other expenses and economic losses for example, loss of income and out of pocket expenses
- non-economic loss, such as payment for their pain and suffering, if you have a serious, permanent injury
To access these benefits, the Personal Injury Claim Form must be submitted within six months of the motor vehicle accident.
More information is available on the Claims > Personal Injury Claim Form page.